Apni Chhat Apna Ghar Scheme
Apni Chhat Apna Ghar Scheme :Chief Minister Punjab Maryam Nawaz has recently launched a new housing scheme called Apni Chat Apna Ghar Scheme, which means Our Chat is Our House. This scheme aims to help people build their own houses by providing interest-free loans. Government can understand the importance of having a place to build a house. And this initiative aims to help people who do not have their own house. This program is especially for those people who own small pieces of land. But they lack the financial resources to build a house. So they cannot build their own house. The government has created this scheme so that they can build their own houses.
Who Can Benefit From the Scheme?
Apna Chat Apna Ghar scheme is for landlords of urban and rural areas in Punjab. If you have one to five Marla in the city and one to 10 Marla in villages then you can apply for this scheme. The Punjab government will provide a loan of Rs 15 lakh to help you build your own house. This initiative is for those small landlords who have always dreamed of building their own house but cannot afford the construction costs. A huge step towards reducing poverty and improving living conditions for many families across the district.
اپنی چھت اپنا گھر سکیم کے تحت دیا جانے والا قرض سود سے پاک ہے -جس سے لوگوں کے لی دوسرے اخراجات کے بوجھ کے بغیر ادائیگی کرنا اسان ہو جائے گا -اپ کی زمین پر گھر بنانے کے لیے 15 ملین روپے کی ساری رقم استعمال کی جائے گی -قرض کے بارے میں کچھ اہم نکات یہ ہیں. قرض سات سالوں کے لیے ہے پہلے تین ماہ کوئی ادائیگی نہیں کی جائے گی تین ماہ کے بعد 14 ہزار روپے کی ماہانہ قسط ادا کرنی ہوگی .وزیر اعلی نے اس پات پر بھی زور دیا ہے کہ 14 ہزار روپے کی ماہانہ اس کو بھی کم کیا جائے تاکہ اس بات پر یقین کیا جا سکے کہ خاندان قرض کے ساتھ ساتھ اپنے گھریلو اخراجات بھی برداشت کر سکیں. اس رقم کو قابل استطاعت ہونے کے لیے بنایا گیا ہے .ایک گھر کے دیگر اخراجات جیسے بچوں کے سکول کے اخراجات بجلی کے بل اور بنیادی ضروریات کو مد نظررکھتے ہوئے
Loan details and repayments
The loan given under Apna Chat Apna Ghar Scheme is interest free. This makes it easier for people to pay without the burden of other expenses. The entire amount of 15 million rupees will used to build a house on your land. Here are some important points of the loan.
- The loan must repaid within seven years.
- No payment will made for the first three months.
- After three months a monthly installment of Rs 14,000 will have to paid.
The Chief Minister has also emphasize that the monthly allowance of Rs 14,000 should reduced to ensure that the family can afford the loan as well as their household expenses. The scheme is design to meet other household expenses such as children’s school expenses, electricity bills and basic needs.
How to apply for Apna Chat Apna Ghar programmed
Applying for Apna Chat Apna Ghar Scheme is very easy. Punjab Information has introduced an online portal. Where interested people can apply on the Technology Board of application form. This process is introduce to make all friends. But for those who cannot use the internet. The government has created a helpline number for them. For help in the application process, you can call Up (08000900).This second method ensures that. This scheme provides an opportunity to apply and benefit from it.
CM Review and Future Plans of the Scheme
Chief Minister Maryam Nawaz Sharif has reviewed the work done on her Chat Apna Ghar project, in which the construction of one lakh houses has also included under this scheme. The focus of the Chief Minister is to ensure that the loan process is smooth and the construction of houses should proceed in an efficient manner. To ensure that every family achieves their noble goal of having a safe and peaceful place to live
Conclusion
Apna Chat Apna Ghar Scheme is an important objective of providing affordable housing to the people of Punjab. By offering interest-free loans and an easy repayment plan. The government is helping many families realize their dream of owning a home. This initiative will not only help in the construction of new houses. But the overall development of the community will also contribute to well-being. With continued efforts and proper cooperation. This scheme has the potential to change the housing landscape in Punjab.
FAQs
What is the loan amount and repayment?
The loan amount is Rs 1.5 million, to repaid over seven years. The first three months are payment-free, followed by a Rs14,000 monthly installment.
How many houses will built under this program in 2024?
The initial plan includes the construction of 100,000 houses, with future expansions based on the scheme’s success.